HOA insurance Arizona

What Your HOA’s Master Policy Doesn’t Cover (and the HO-6 Gap That Voids It)

May 26, 2026 by Paul Gebhard

Apartment building exterior with lighting highlighting coverage zones.

The HOA master policy HO-6 gap in Arizona catches condo and townhome owners at the worst possible moment, when the claim is already filed. As of 2026, most … Read more

HOA Board Member Liability: D&O for Volunteer Directors in Arizona

May 26, 2026 by Paul Gebhard

Arizona HOA board meeting with directors discussing liability under dramatic lighting.

HOA D&O insurance Arizona boards carry protects volunteer directors from personal financial exposure when a homeowner sues over a board decision. You volunteered to help your neighborhood. Now … Read more